Set your targets. Stay on them.
A portfolio does not stay where you put it. Winners grow into the whole thing, and what you own stops being what you chose. Kilter gives your tokenized stocks target weights, measures how far the market has pushed you off them, and puts you back in a single transaction — the sells paying for the buys inside it.
Three numbers, and one transaction.
Everything below happens in your own wallet, against contracts that were on this chain before Kilter existed.
Say what you want to own
Pick a shape or write your own: a weight for each stock and a weight for cash, adding up to 100%. It is kept in this browser and is never sent anywhere.
Kilter measures the drift
Every holding is priced from its own Uniswap pool and weighed against its target. A sleeve is left alone until it breaks its band — five points of the portfolio, or a quarter of the target, whichever is the smaller move.
One transaction puts it back
What is overweight is sold for dollars that stay inside the transaction, and those same dollars buy what is underweight. One Permit2 signature covers the lot; the remainder is swept back to you.
Rebalancing on a rule, not on a feeling.
Trading every wobble costs fees and achieves nothing. Never trading lets one winner become the portfolio. The band is the old answer to that, and Kilter enforces it.
You notice when it is already too late
- One position quietly becomes half the book, and nobody decides that it should.
- Every check-in is a judgement call, so it either happens too often or never.
- Selling and buying are separate trades, each with its own approval, its own gas and its own slippage.
- Cash sits outside the plan and drifts with everything else.
It trades when it is worth trading
- A 60% sleeve may move five points before it counts; a 5% sleeve may move 1.25.
- Inside the band, Kilter tells you to do nothing — which is most of the time.
- Outside it, the whole correction is one transaction, and the sells pay for the buys.
- Cash is a sleeve with a target like any other, so it is never accidental.
What a band looks like
The shaded stretch is the tolerance, the notch is the target, and the bubble is where the weight actually is. Teal inside, amber outside. It is the mark at the top of this page, doing its job.
Start from a shape, then make it yours.
Five common ones, built only on the deepest markets on the chain. A preset is a starting point: it is copied into your own targets the moment you pick it, and edited from there.
None of this is advice. They are legible starting points, nothing more.
What you can hold, and what it costs to move.
Everything Kilter lists was quoted on chain at one block: a real $1,000 buy and a real $1,000 sell, through every pool it could use. Nothing is listed on the strength of a pool's balance.
Checked against the real contracts.
Not a promise about the code — a run of it. Every claim below is produced by a tool in this repository and republished whenever the code changes.
Kilter has no contract
There is nothing of ours on chain to trust, to upgrade or to drain. Every transaction goes to Uniswap's Universal Router, Permit2 and their pools, which were live on this chain before this site existed.
The buys can never outspend the sells
What the purchases may spend is what the sales are guaranteed to raise — the sum of their minimums, never of their quotes — plus the cash you chose to add. The transaction checks that arithmetic on chain before it lets go of the last dollar.
Nothing is left behind
Every token bought is paid straight to your address, and the dollars the purchases did not need are swept back in the same transaction. The router finishes each rebalance holding nothing at all.
A signature that expires
One Permit2 batch covers exactly what the plan sells, for half an hour. It is a signature, not a transaction, so it costs nothing — and an unused one stops working by itself.
The awkward ones.
Do you take a fee?
No. Kilter adds nothing to a trade and has no contract that could. You pay the gas for the transaction and the Uniswap pool fee on each leg, both of which go to the chain and to the pools' liquidity providers — never to us. The quote you are shown already includes them.
What can go wrong?
Prices can move between the quote and the confirmation. Every leg carries its own minimum, so if that happens the transaction reverts and nothing moves except the gas. A thin pool is refused outright rather than traded through: a leg whose price impact is above 3% stops the plan and says so.
The deeper risks are not ours to fix. These are tokenized stocks on somebody else's chain, priced by pools that can be shallow, and a rebalance sells things that have gone up to buy things that have gone down — which is the point of it, and is not always comfortable.
Where are my targets stored?
In your browser, under your own address, and nowhere else. There is no account, no server and no database — this site is static files. Clear your browser and they are gone; the app can rebuild them from what you hold, or from a preset.
Why a band instead of rebalancing on a date?
A calendar trades whether or not there is anything to do, and ignores a sleeve that doubles the week after. A band trades on the only thing that matters — how far you actually are from what you chose. Kilter uses the 5/25 rule: a sleeve moves when it is off by five points of the portfolio or by a quarter of its own target, whichever is the smaller move. Both numbers are yours to change.
Can it sell everything, or buy with cash only?
Yes to both, and they are the same transaction shape. A cash target above your cash weight sells stock and leaves the dollars with you; a cash target below it spends the surplus on what is underweight. Cash is simply a sleeve with a target.
What happens to the leftover dollars?
They come back to you. The purchases are sized against the guaranteed proceeds, so the sales almost always raise a little more than the buys spend; the last thing the transaction does is sweep that back to your address as USDG, where it counts as cash against your cash target.
Put it back in kilter.
Connect a wallet on Robinhood Chain, give it a shape, and see how far the market has moved you. Reading it costs nothing.